Knowledge Hub
Funding news, sector guides and practical advice from the DNA Finance team.
From land purchase to final sale: how development loans are sized, drawn down, monitored and repaid.
7 min read
The differences in speed, cost, term and use case, and when it makes sense to use both together.
5 min read
How first-time developers get funded, what lenders need to see instead of a track record, and what to expect on terms.
6 min read
Typical deposits for owner-occupier and investment commercial mortgages, and ways to reduce the cash required.
A complete guide to bridging loans for business owners and property investors, including costs and exits.
A bank decline is not the end of the road. Here is why it happens and the routes that are still open.
A plain-English guide to how business funding is arranged, who the lenders are, and where a broker fits in.
The underwriting checklist lenders actually use, and how to prepare your application to pass it.
Where personal guarantees are standard, where they can be avoided, and how to limit your exposure.
The trading history thresholds that unlock each product, from day one through to three years.
How lenders assess limited companies, what directors are asked to guarantee, and the loan types available.
Yes, in most cases. Here is what lenders will overlook, what they won't, and which products still say yes.
Realistic borrowing ranges for businesses trading under two years, what drives the figure, and how to increase it.
From working capital to expansion finance, match the right product to your growth plans.
Short-term funding to secure opportunities, complete purchases or release equity quickly.
Affordability, deposit, sector and trading history all shape your commercial mortgage offer.
Unlock cash tied up in unpaid invoices and smooth out seasonal cash flow gaps.
What developers need to know about staged drawdowns, GDV and exit strategies.
How asset finance lets you acquire equipment and vehicles while protecting working capital.
