Development Finance for UK Property Projects
Staged funding for new-build, conversion and heavy refurbishment schemes, released against build milestones and structured around your GDV.
What can you finance?
- Residential new-build schemes
- Commercial-to-residential conversions
- Permitted development and office conversions
- Heavy refurbishment and extension projects
- Mixed-use and commercial developments
- Land purchase with planning in place
Who can we help?
- Experienced developers scaling to larger schemes
- First-time developers with a strong contractor and team
- Builders moving from contracting to developing
- Landlords converting or extending existing stock
- SPVs and joint ventures
How much can you borrow?
Up to 70% of GDV
Lenders typically fund 60–70% of Gross Development Value and up to 90% of total costs. Facilities from £250,000 to £30m+ over 9–36 months, with interest rolled up and drawn in stages against monitoring surveyor sign-off.
How quickly can funding be arranged?
4–8 weeks to first drawdown
Indicative terms within days. Valuation, monitoring surveyor report and legal work run in parallel, so most schemes reach first drawdown within one to two months of instruction.
What do lenders look for?
Knowing what underwriters weigh up lets us present your case properly the first time, which means faster decisions and better terms.
- 01Developer and contractor track record
- 02Detailed costings, programme and contingency
- 03Planning consent and site constraints
- 04GDV evidence and local sales comparables
- 05Exit: sale strategy or refinance onto term debt
Development Finance questions
Get a Development Finance Quote
Tell us a little about your business and requirement. We'll compare development finance options from across 165+ UK lenders and come back to you with clear, tailored terms. No obligation, no impact on your credit score.
- Whole-of-market comparison
- Dedicated relationship manager
- Plain-English advice
- No obligation quote
