Acquisition Finance for UK Businesses
Fund the purchase of a business, a competitor or a management buy-out with debt structured around the target's cash flow and assets.
What can you finance?
- Trade acquisitions of competitors or suppliers
- Management buy-outs (MBO) and buy-ins (MBI)
- Shareholder exits and partner buy-outs
- Bolt-on acquisitions for growth groups
- Goodwill, stock and working capital on completion
- Property and assets within the deal
Who can we help?
- Established companies acquiring a competitor
- Management teams buying the business they run
- Entrepreneurs buying their first business
- Groups executing a buy-and-build strategy
- Founders funding a partner or shareholder exit
How much can you borrow?
50–70% of the price in debt
Debt typically funds 50–70% of the purchase price, with the balance from equity and deferred consideration agreed with the seller. Cash-flow loans, asset-backed facilities and invoice finance can be layered to reach the total. Deals from £250,000 to £25m+.
How quickly can funding be arranged?
6–12 weeks alongside due diligence
We line up indicative terms early so funding never becomes the bottleneck. Credit approval follows financial due diligence, with completion timed to the sale and purchase agreement.
What do lenders look for?
Knowing what underwriters weigh up lets us present your case properly the first time, which means faster decisions and better terms.
- 01Target's historic and forecast cash flow
- 02Management team's experience and plan
- 03Deal structure: equity, deferred consideration and security
- 04Quality of financial due diligence
- 05Tangible assets available as security
Acquisition Finance questions
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