Farmers: struggling to secure finance through your bank? There may be another option.
Agricultural Finance from £10,000 to £5 Million
Traditional lenders don't always understand the financial realities of running an agricultural business. Seasonal income, existing borrowing, machinery investments and the unique challenges of farming can make accessing finance difficult. At DNA Finance, we work with specialist agricultural lenders that understand the industry.
Who can we help?
- Owner-occupier and tenant farmers across the UK
- Arable, dairy, livestock, poultry and mixed farms
- Agricultural contractors and forestry businesses
- Farms diversifying into tourism, retail or renewable energy
- Farmers with bad credit history or existing large debts, considered on their merits
How much can you borrow?
£10,000 to £5 million
Facilities are structured around the purpose of the funding: machinery and equipment are funded against the asset itself, refinancing releases capital from equipment you already own, and land or buildings are typically secured against the property. Terms run from 3 months to 5 years.
How quickly can funding be arranged?
Initial decision typically within 24 hours
The application is a simple, quick telephone conversation rather than a stack of forms. For machinery, refinancing and working-capital requests an initial lending decision is typically given within 24 hours, subject to assessment. Property-backed funding takes longer because a valuation and legal work are required.
Agriculture solutions
Dedicated funding for every part of the farm
Why it's different
And here's what makes it different:
Whether you're looking to purchase machinery, refinance existing borrowing, release capital or invest in the future of your farm, let's explore your options. Don't assume your bank is your only option.
- Bad credit history considered
- Existing large debts considered
- Tenant farmers welcome
- Competitive rates
- Funding terms from 3 months to 5 years
- Simple, quick telephone application
- Initial lending decision typically within 24 hours
- Finance from £10,000 to £5 million
What do lenders look for?
Knowing what underwriters weigh up lets us present your case properly the first time, which means faster decisions and better terms.
- 01Farm accounts, trading history and seasonal cash-flow pattern
- 02The machinery, livestock, land or buildings offered as security
- 03Any subsidy, grant or contract income supporting repayments
- 04Existing borrowing and overall affordability, including larger debts
- 05Your experience in farming and plans for the funding
Agricultural Finance questions
Get an Agricultural Finance Quote
Tell us a little about your business and requirement. We'll compare agricultural finance options from across 165+ UK lenders and come back to you with clear, tailored terms. No obligation, no impact on your credit score.
- Whole-of-market comparison
- Dedicated relationship manager
- Plain-English advice
- No obligation quote
