Farm Diversification Finance
Funding for farms building new income streams alongside the core business, from holiday lets and farm shops to renewable energy and contracting. At DNA Finance we work with specialist agricultural lenders that understand the industry. We are a broker, not a lender: we handle the application by telephone and manage the process on your behalf.
What can be financed?
- Holiday lets, glamping and camping sites
- Farm shops, cafés and wedding venues
- Solar, wind, biomass and anaerobic digestion
- Equestrian facilities and livery
- Storage, workshop and commercial lets
- Plant, fit-out and working capital for the new venture
Who can we help?
- Farms adding tourism, retail or leisure income
- Landowners developing renewable energy projects
- Owner-occupier and, where the tenancy allows, tenant farmers
- Farmers with bad credit history or existing large debts, considered on their merits
- Projects with planning permission in place or in progress
How much can you borrow?
£10,000 to £5 million
The structure follows the project: building works are usually secured on the property, equipment on the asset itself and working capital on the farm's trading record and the projected income of the new venture. Terms run from 3 months to 5 years.
How quickly can funding be arranged?
Initial decision typically within 24 hours
The application is a simple, quick telephone conversation. For equipment and working-capital elements an initial lending decision is typically given within 24 hours, subject to assessment. Nothing is guaranteed in advance and every application is considered on its own circumstances.
What do lenders look for?
Knowing what underwriters weigh up lets us present your case properly the first time, which means faster decisions and better terms.
- 01The business plan and projected income of the new venture
- 02Planning permission and any consents required
- 03Farm accounts, trading history and seasonal cash-flow pattern
- 04Any subsidy, grant or contract income supporting repayments
- 05Existing borrowing and overall affordability, including larger debts
Farm Diversification questions
Get a Diversification Finance Quote
Tell us a little about your farm and requirement. We'll discuss farm diversification options with our specialist agricultural lenders and come back to you with clear terms. No obligation, no impact on your credit score.
- Specialist agricultural lenders
- Simple telephone application
- Bad credit and existing debts considered
- No obligation quote
